Bank-independent procurement finance

We are

Bank-independent procurement finance – pay your suppliers immediately and extend your own payment terms - online, fast and transparent!

Solution


We buy your goods directly from your supplier and sell them immediately and digitally back to you with extended payment terms of up to 120 days.

1

Negotiate trade terms with your supplier

Negotiate the trade terms with your supplier according to your standard process and mention Tradico as the invoice addressee / recipient for the supplier invoice in your purchase order. This is required due to legal reasons and to ensure correct processing of the incoming payment from Tradico.

2

Upload your supplier invoice

Simply login to our platform and upload your supplier invoice with a few additional details. Invoice amounts up to EUR 500'000 will be processed within 48 hours.

3

Settle our invoice after extended payment terms

Settle our invoice once the amount is due and finance additional procurements. If you feel the need for a larger credit limit please do not hesitate to get in contact with us for re-evaluating your individual needs. 

Sign up page of Tradico AG

Sign up

Overview page of Tradico AG

Overview

Benefits


Your supplier receives immediate payments and you benefit from extended payment terms of up to 120 days – a clear win-win situation for all parties!

No registration fees or other fixed costs

Register for free within 10 minutes and use our solution whenever you need it and without any hidden fees.

Balance seasonal demand fluctuations

Seasonal fluctuations in demand lead to liquidity challenges – use our complementary solution and optimize your liquidity.

Developed specifically for small and medium-sized companies

One import shipment per week? No problem! The solution was specifically designed for SMEs and thus allows maximum flexibility.

Extended payment terms

We purchase the goods directly from your supplier and extend your payment period by 30, 60, 90 or 120 days – according to your individual needs.

Stronger negotiating position

The immediate supplier payment is a plus for your company image and your negotiating position – use it to negotiate better conditions and early payment discounts.

No additional loan security

In comparison to financial institutions we do not require additional loan securities and can therefore help you achieve unconstrained levels of growth.

No risk of default

The immediate payment reduces the risk of default for your supplier – use this new added value to negotiate early payment discounts with your supplier.

Immediate payment

Your supplier receives immediate payments - a plus for your supplier relationsship, your company image and your negotiating position.

Free of charge

The process is completely free of charge for suppliers and does not require any registration. Only the commercial invoice has to be issued to Tradico.

Best Practice


Below you will find two typical business cases that visualize the potential of our solution:

You purchase raw materials from your domestic supplier, which are transported and processed internally for 10 days. Due to the payment period of 30 days which you grant your customers you require bridging liquidity for 10 to 30 days.

Our solution for domestig purchasing: No bridging liquidity is required and your profit can be increased significantly by fully taking advantage of early payment discounts.

Here you can find the detailed domestic purchasing example

You purchase spare parts from your supplier in China, which are transported by sea freight for 40 days. Due to the payment period of 30 days that you grant your customers you require bridging liquidity for 40 to 60 days.

Our solution for global purchasing: No bridging liquidity is required and your profit can be increased significantly by fully taking advantage of early payment discounts.

Here you can find the detailed global purchasing example

Financial Optimization


If you apply for a loan at a bank they are legally obliged to prepare a rating. Using our solution will help you to optimize 3 of the most relevant balance sheet indicators directly and easily and to increase the chance of a loan from your bank.

We protect your credit lines at banks with our complementary solution and help you to keep additional liquidity in your company.

We enable you to take full advantage of early payment discounts from your suppliers and as explained in the practical examples above increase your profitability KPIs.

By extending the payment terms with your suppliers we enable you to always keep a positive cash flow in your company.

About Us


As with all successful companies Tradico's success is based on a fantastic team. We combine expertise in finance, IT and international logistics to offer you user-friendly, transparent and practical solutions.

5

+ Countries

Available for companies based in Germany, Switzerland, Austria, Liechtenstein, Holland and other European countries.

200

+ Satisfied costumers

We appreciate the trust you have placed in us and are happy to assist you as an uncomplicated and trustworthy partner.

100000000

 + EUR financed purchase volume

Finance your purchases anytime and from anywhere.

Contact

Additional information

Do you have open questions?

A good feeling is important - please contact us at any time for a personal conversation!

Logo Tradico AG

We provide fast and smart liquidity to businesses through our working capital hub.

Address

Industriering 40, Ruggell, Liechtenstein